Olga Morawczynski is Program Manager for Financial Inclusion at Mastercard Foundation. Olga manages a portfolio of projects focusing on financial inclusion at Mastercard Foundation. She has spent close to a decade actively working in the financial inclusion sector. She has engaged closely with low income clients to better understand their financial needs, and financial service providers to design and scale impactful solutions. Olga has published her work widely, both through peer reviewed journals and industry focused publications. She has been cited by popular media periodicals, including CNN and the Economist. Olga has a PhD in Science and Technology Studies from the University of Edinburgh, and continues to actively innovate in the industry, engaging providers, regulators and customers to push the needle on financial inclusion.