In an article entitled, “Uganda Hoping to Prosper with Clean Energy Initiative,” BrightLife President and CEO, Stefan Grundmann, spoke with Banking Technology about how clean energy and financial inclusion are coming together through an innovative new model.
See the article on pages 26-28 of the June 2019 issue of Banking Technology.
To "ensure availability and sustainable management of water and sanitation for all (SDG 6)," water service providers need to innovate and adapt successful service models from other sectors. Launched on World Water Day, March 22, FIBR's PAYGo Water Brief explores how digital tools (e.g., smart meters and mobile payments) developed as part of PAYGo solar in East Africa can be combined with new business models to scale in-home water connections in pursuit of clean water for all.
This paper considers PAYGo models and minigrids in the energy sector to identify opportunities to research and test their application to the water sector. The paper also describes the Safe Water Network, a US-based not-for-profit organization that is testing sustainable water service delivery models in both India and Ghana.
Read Our PAYGo Blogs
Co-authored with Kevin Rejko
How can AI be beneficial to shopkeepers? We provide four lessons for training computer vision models to support shops by enabling shopkeepers to gather real-time data and use business tools to enhance their business management. Learn more.
Informal retailers are tapping social media and messaging apps for e-commerce. We conducted field research in Tanzania to study merchant practices, and understand the value proposition superplatforms present to merchants and vice-versa. Read our insights from the study.
In emerging markets, small merchants or micro and small enterprises are increasingly using social networks, e-commerce & messaging platforms such as Facebook, Instagram, Twitter, Jumia and WhatsApp to promote their businesses. However, generating and maintaining trust online is still a struggle for the majority of these business. We provide 3 strategies to create and maintain trust with customers online. Read our blog.
A Conditional Rebate to Help Customers Light Up, Grow and Prosper
By Daniel Waldron
How can two institutions work together to create a pathway for PAYGo customers to become MFI clients? BrightLife, FINCA Uganda, and FIBR did just that by creating a product Prosper that allows clients to build a credit history that will enable them to access financial services. Learn how.
Just five years ago new entrants to the PAYGo market had to be vertically integrated: under one roof, they had to be a direct to consumer sales and distribution business, a consumer financing business, and proprietary hardware and software. But times have changed. The core enabling PAYGo technologies are unbundling into standalone offerings that were not previously feasible to sell separately. There are now dozens of PAYGo-ready solar products on the market, multiple PAYGo technology platforms that are interoperable with a range of hardware providers, and unbundled software applications for inventory, call centers, accounting, and even smartphone apps available on a service or subscription basis. These changes have made it easier than ever to launch a PAYGo business, sparking a second wave of PAYGo operators who are able to specialize and focus on more difficult markets, and create opportunities for intermediaries throughout the value chain.
Join this BFA / GOGLA webinar and panel discussion on how unbundling is playing out, the opportunities and challenges it presents to second generation PAYGo operators, and what the future might hold. The webinar covers insights from BFA’s work in the PAYGo sector through the FIBR Project, experiences of a second generation PAYGo operator (PEG Africa) and a leading PAYGo platform provider (Angaza), and perspectives on the implications of unbundling on the sector’s growth and future technology and business model innovation.